About PacPay

PacPay, a non-profit institution oversees the private sector automated clearinghouse, known as the Hawaii Regional Processing Center, specifically designed to meet the needs of Hawaii financial institutions. In 2018, PAR/WACHA began servicing the PacPay membership.

Mission Statement

The mission of the Pacific Payments Alliance (“PacPay”) is to promote the safe, secure, and efficient use of the electronic payment systems that serve our members in the State of Hawaii and the communities they operate in. This mission will be accomplished through a program that seeks to:

  • Educate members on the safe and secure use of electronic payment systems.
  • Advocate on behalf of our members in the development of payment system rules and legislation.
  • Negotiate for our members to obtain regional processing that meets the special needs of Hawaii financial institutions.

PacPay-PAR/WACHA Help Desk

Hours: 5 a.m. to 5 p.m. HST
Toll Free: (800) 453-1843
Fax: 262-345-1246
Emailinfo@wacha.org

PacPay History

The founding of Pacific Payments Alliance dates back to 1981, when at the request of the Federal Reserve Bank of San Francisco, the Hawaii Bankers Association, the Hawaii Credit Union League, the Hawaii League of Savings Institutions and the California Automated Clearinghouse Association (“CACHA”) undertook a cooperative effort to establish the Hawaii Electronic Funds Transfer Association, or HEFTA.

In February 1981, HEFTA was named advisor to the board of CACHA to represent Hawaii members.

HEFTA was later incorporated as a non-profit institution in 1984 under the laws of the State of Hawaii. In that same year, HEFTA established a private sector automated clearinghouse, known as the Hawaii Regional Processing Center, specifically designed to meet the needs of Hawaii financial institutions.

In 1994, CACHA was renamed the Western Payments Alliance (“Wespay”), merged with the Bankers Clearing House (completed 2001), sold the check portion of the business to The Clearing House (TCH) in 2004, and returned at that point to an ACH-centric payments association (but with an eye to points of overlap and shared interests with other payment systems). HEFTA changed its name to the Pacific Payments Alliance (“PacPay”) in order to better reflect the expanding role of its members in the Pacific Rim.

In January of 2018, Wisconsin ACH Association ("WACHA"), the premier payments resource, began servicing the PacPay membership. WACHA provides a Help Desk from 5 a.m. to 5 p.m. HST (800-453-1843), updates, training and events that strengthen the knowledge of payments professionals.

Membership in PacPay (Regular or Associate) is available to qualifying applicants.
Regional Payments Association

Board of Directors

Jennifer Kuon

Jennifer Kuon

PacPay Board President
Vice President
Bank of Hawaii
Jennifer.Kuon@boh.com
(808) 694-5717

Earlene Barnes-Anderson

Earlene Barnes-Anderson

PacPay Board Vice President
Vice President
Central Pacific Bank
earlene.barnes-anderson@centralpacificbank.com
(808) 544-5530

Michael Coates

Michael Coates

PacPay Treasurer
Executive Vice President
First Hawaiian Bank
mcoates@fhb.com
(808) 844-3611

Keri Perry

Keri Perry

PacPay Secretary
Assistant Vice President
American Savings Bank
kperry@asbhawaii.com
(808) 627-6444

Antonya (Tony) Uza

Antonya Tony Uza

Director
Vice President of Operations Support
Hickam FCU
Tony@hickamfcu.org
(808) 423-1391

James Kaneshiro

James Kaneshiro

Marketing Advisor
Senior Vice President
First Hawaiian Bank
jskaneshiro@fhb.com
(808) 844-3881

Wilma Kanda

Wilma Kanda

Education Advisor
Vice President
Bank of Hawaii
Wilma.kanda@boh.com
(808) 694-8426

Michelle Machida

Michelle Machida

Operations & Rules Advisor
Vice President
First Hawaiian Bank
mmachida@fhb.com
(808) 844-3400

In Memory of Thomas Santos

Thomas Santos

PacPay President
2/1972 - 4/2018